10 rules to save wastage of money | 10 simple rules for happiness | 10 rules for life

1. Always try not to take any kind of Loan (either home, car or personal).

2. Always try to avail full tax benefit by Investing into multiple investment options available.

3. Always try to pay your credit card dues before due date.

4. Always try to avail LTA (Local Travel Allowance) to save tax once in 2 years.

5. Always try to open a new SIP whenever increment happens.

6. Always try to file your ITR before due date, never wait for last date extension.

7. Always try to submit tax benefit papers to your office on time so that you get tax benefit on the same month itself.

8. Always try to add new SIP to your child account on his/her birthday.

9. Always try not to borrow money from friends or relatives. If need is necessary than try to return as soon as possible.

10. Always try to spend by doing research to get the cheapest price for desired product / item.