Investment Fundaas by Rahul Sapra

Insurance vs Term Insurance     What is Insurance : • 10 to 20 Year's Duration • Money Back Scheme • Risk Coverage 2 to 5 Lakhs • Maturity money according to premium with some return   What is Term Insurance : • 10 to 40 Year's Duration • No Money Back Scheme • Risk Coverage - as such no limit • Zero Maturity money • Very less annual premium How Term Insurance works : • Only applicable when mishap happens • Lower Premium with higher coverage • Age ranges from 18 to 65 year's Benefits of Term Insurance : • Less Age Less Premium & vice versa • Premium remains fix till maturity • Pay premium either yearly, half yearly, quarterly or monthly.     Tentative Premium amount for different age groups for 1 crores coverage : • 25 year's = Rs. 7000 p.a. • 30 year's = Rs. 10000 p.a. • 35 year's = Rs. 13000 p.a. • 40 year's = Rs. 17000 p.a. Documents required to buy Term Insurance ...

1. Always try not to take any kind of Loan (either home, car or personal). 2. Always try to avail full tax benefit by Investing into multiple investment options available. 3. Always try to pay your credit card dues before due date. 4. Always try to avail LTA (Local Travel Allowance) to save tax once in 2 years. 5. Always try to open a new SIP whenever increment happens. 6. Always try to file your ITR before due date, never wait for last date extension. 7. Always try to submit tax benefit papers to your office on time so that you get tax benefit on the same month itself. 8. Always try to add new SIP to your child account on his/her birthday. 9. Always try not to borrow money from friends or relatives. If need is necessary than try to return as soon as possible. 10. Always try to spend by doing research to get the cheapest price for desired product / item. 

When money is close, than everything & everyone is close to You When money is far, than everything & everyone goes very far from You Life should be balanced of all the basic needs in present and future Nobody knows how & what will be going to happened with anyone in the coming second Stay Happy Stay Fit

IRCON International Limited IRCON is a government based company. Mainly executing infrastructure projects for Highways, Railways, Flyovers and  Bridges etc. IRCON IPO Details : Issue Date     - Sep 17, 2018 - Sep 19, 2018 Issue Size     - Rs 470.49 Cr Face Value     - Rs 10 Per Equity Share Issue Price     - Rs 470 - Rs 475 Per Equity Share Discount for Retail & Employees      - Rs. 10 per share Market Lot     - 30 Shares Min Order Quantity     - 30 Shares Listing At     - BSE, NSE IRCON IPO Tentative Time Table : IPO Opens On : Sep 17, 2018 IPO Closes On : Sep 19, 2018 Allotment : Sep 26, 2018 Initiation of Refunds : Sep 26, 2018 Credit of Shares to Demat Acct : Sep 26, 2018 IPO Shares Listing Date : Sep 28, 2018 Allotment Registrar : Karvy Computershare Private Limited Che...